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Should I Consolidate My Personal Debt Into A New Loan?

With interest rates at historical lows, it may make sense to consolidate some of your credit card and other personal debt into a new consolidated loan, typically a home-equity loan. Consolidation loans can significantly reduce your required monthly payment because they are generally amortized over 10 or 15 years. Use this calculator to determine how quickly you could get out of debt and how much interest you might save.


Consolidated Loan Information
Current Debt Information
    Balance Monthly Payment Yearly Rate
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